IBRAHIM, HASLINDAR, AFIZAR AMIR, and DEEPAA DARSHANIE LIM ARUMUGAN. 2022. “FACTORS AFFECTING THE ADOPTION OF MOBILE PAYMENT SYSTEM AMONG MILLENNIALS AND GENERATION X IN MALAYSIA”. Journal of Economics and Trade 7 (2), 34-52. https://doi.org/10.56557/jet/2022/v7i28111.